What a buyer sees
IAM FINANCE LIMITED
Wholesale of perfume and cosmetics · London · 06738765
10staff · FY2023
18years trading
78oldest owner on file
£687kcash at bank
Your turnover is on public record
filed£13Mfor the year to 2023
Unusual at this size, and it works in your favour: a buyer is reading your number rather than guessing at one.
What your filings show moving
Staff10
202111 → 102023
Cash at bank£687k
2021£1.9M → £687k2023
How you sit in your trade
slowest tenth typical fastest tenth youSales per employee£1,310,410above almost all
£65,917£414,959£1,221,015
Debtor daysdays100in the top quarter
1345100
Creditor daysdays58
112576
Stock daysdays238above almost all
1994179
Each spread is companies in the same trade and size that did publish a turnover. Creditor days are shown but not marked: neither end of that one is plainly good.
What a buyer would ask 5
- The newest accounts on file are 38 months oldAnyone looking at the company today is reading a year that has already ended. Whatever has improved since is invisible.
- The register shows an owner past retirement age and little elseWithout directors on file, a buyer cannot tell who actually runs the business day to day.
- Debtor days run high for your tradeYours is 100 against 45 for the middle of 43 comparable companies. That gap is working capital a buyer has to fund on day one, and it comes off the price.
- Stock days run high for your tradeYours is 238 against 94 for the middle of 52 comparable companies. That gap is working capital a buyer has to fund on day one, and it comes off the price.
- No website on file against the companyThe first thing anyone does with a company number is look for the business behind it. Finding nothing is its own answer.
What a buyer would like 1
- Sales per employee better than three quarters of your tradeYours is 1,310,410 against 414,959 for the middle of 45 comparable companies.
What the register says
Owners
- 78since 2016
Directors
No current directors loaded.
| Year to | Turnover | Staff | Cash |
|---|---|---|---|
| 2023-06-30 | £13M | 10 | £687k |
| 2022-06-30 | £11M | 10 | £4.3M |
| 2021-06-30 | £14M | 11 | £1.9M |
A rough bracket, and why it is only that
0.35–0.55× sales£4.6M£7.2M
The turnover range is fitted on UK companies that did file one. The multiple is a published sector average from Dutch mid-market deals, not from your own numbers and not from your own market. Treat this as the opening bracket of a conversation, not a valuation.