What a buyer sees
BUSINESS INSURANCE SOLUTIONS LIMITED
Non-life insurance · Guildford · 06837377
92staff · FY2023
17years trading
35oldest owner on file
£443kcash at bank
Your turnover is on public record
filed£24Mfor the year to 2023
Unusual at this size, and it works in your favour: a buyer is reading your number rather than guessing at one.
What your filings show moving
Staff92
202296 → 922023
Cash at bank£443k
2022£66k → £443k2023
How you sit in your trade
slowest tenth typical fastest tenth youSales per employee£260,279in the top quarter
£39,043£116,732£356,023
Debtor daysdays6below almost all
3178386
Creditor daysdays9
9109287
Stock daysdaysnot on your filings
637132
Each spread is companies in the same trade and size that did publish a turnover. Creditor days are shown but not marked: neither end of that one is plainly good.
What a buyer would ask 3
- The newest accounts on file are 38 months oldAnyone looking at the company today is reading a year that has already ended. Whatever has improved since is invisible.
- A director resigned in the past yearA buyer will ask why, and will hear the answer from somewhere. Better from you.
- No website on file against the companyThe first thing anyone does with a company number is look for the business behind it. Finding nothing is its own answer.
What a buyer would like 2
- Sales per employee better than three quarters of your tradeYours is 260,279 against 116,732 for the middle of 55 comparable companies.
- Debtor days better than three quarters of your tradeYours is 6 against 78 for the middle of 40 comparable companies.
What the register says
Owners
- 35since 2024
Directors
- 56since 2018
- 61since 2023
- 35since 2024
| Year to | Turnover | Staff | Cash |
|---|---|---|---|
| 2023-06-30 | £24M | 92 | £443k |
| 2022-06-30 | £21M | 96 | £66k |
A rough bracket, and why it is only that
0.4–0.9× sales£9.6M£22M
The turnover range is fitted on UK companies that did file one. The multiple is a published sector average from Dutch mid-market deals, not from your own numbers and not from your own market. Treat this as the opening bracket of a conversation, not a valuation.