What a buyer sees
INVESTACC PENSION ADMINISTRATION LIMITED
Pension funding · Carlisle · 07118349
80staff · FY2023
16years trading
—oldest owner on file
£5.1Mcash at bank
Your turnover is on public record
filed£5.8Mfor the year to 2023
Unusual at this size, and it works in your favour: a buyer is reading your number rather than guessing at one.
What your filings show moving
Staff80
202168 → 802023
Cash at bank£5.1M
2021£3.5M → £5.1M2023
How you sit in your trade
slowest tenth typical fastest tenth youSales per employee£72,971in the bottom quarter
£58,281£126,361£389,887
Debtor daysdays13in the bottom quarter
1142221
Creditor daysdays1
835271
Stock daysdaysnot on your filings
637132
Each spread is companies in the same trade and size that did publish a turnover. Creditor days are shown but not marked: neither end of that one is plainly good.
What a buyer would ask 3
- The newest accounts on file are 34 months oldAnyone looking at the company today is reading a year that has already ended. Whatever has improved since is invisible.
- A director resigned in the past yearA buyer will ask why, and will hear the answer from somewhere. Better from you.
- No website on file against the companyThe first thing anyone does with a company number is look for the business behind it. Finding nothing is its own answer.
What a buyer would like 2
- Headcount grew from 70 to 80Growth a buyer can verify without asking you for anything.
- Debtor days better than three quarters of your tradeYours is 13 against 42 for the middle of 72 comparable companies.
What the register says
Owners
Nobody recorded with significant control.
Directors
- 63since 2010
- 36since 2022
- 44since 2024
- since 2026
- 39since 2026
- 44since 2026
- 57since 2026
| Year to | Turnover | Staff | Cash |
|---|---|---|---|
| 2023-10-31 | £5.8M | 80 | £5.1M |
| 2022-10-31 | £4.6M | 70 | £4.0M |
| 2021-10-31 | £3.8M | 68 | £3.5M |
A rough bracket, and why it is only that
0.4–0.9× sales£2.3M£5.3M
The turnover range is fitted on UK companies that did file one. The multiple is a published sector average from Dutch mid-market deals, not from your own numbers and not from your own market. Treat this as the opening bracket of a conversation, not a valuation.