What a buyer sees
FUW INSURANCE SERVICES LIMITED
Activities of insurance agents and brokers · Aberystwyth · 07981993
77staff · FY2024
14years trading
—oldest owner on file
£3.4Mcash at bank
Your turnover is on public record
filed£5.6Mfor the year to 2024
Unusual at this size, and it works in your favour: a buyer is reading your number rather than guessing at one.
What your filings show moving
Staff77
202277 → 772024
Cash at bank£3.4M
2022£3.2M → £3.4M2024
How you sit in your trade
slowest tenth typical fastest tenth youSales per employee£73,066in the middle half
£43,536£108,049£323,950
Debtor daysdays69in the middle half
1778354
Creditor daysdays7
11110357
Stock daysdaysnot on your filings
637132
Each spread is companies in the same trade and size that did publish a turnover. Creditor days are shown but not marked: neither end of that one is plainly good.
What a buyer would ask 3
- The newest accounts on file are 29 months oldAnyone looking at the company today is reading a year that has already ended. Whatever has improved since is invisible.
- A director resigned in the past yearA buyer will ask why, and will hear the answer from somewhere. Better from you.
- No website on file against the companyThe first thing anyone does with a company number is look for the business behind it. Finding nothing is its own answer.
What a buyer would like 0
Nothing stands out yet from the filings alone.
What the register says
Owners
Nobody recorded with significant control.
Directors
- 67since 2012
- 73since 2017
- 54since 2018
- 58since 2020
- 50since 2021
- 60since 2023
- 38since 2023
- 42since 2024
- 44since 2025
| Year to | Turnover | Staff | Cash |
|---|---|---|---|
| 2024-03-31 | £5.6M | 77 | £3.4M |
| 2023-03-30 | £5.2M | 75 | £3.3M |
| 2022-03-30 | £5.0M | 77 | £3.2M |
A rough bracket, and why it is only that
0.4–0.9× sales£2.3M£5.1M
The turnover range is fitted on UK companies that did file one. The multiple is a published sector average from Dutch mid-market deals, not from your own numbers and not from your own market. Treat this as the opening bracket of a conversation, not a valuation.