What a buyer sees
KEITH MONTGOMERY ASSOCIATES LIMITED
Financial intermediation not elsewhere classified · Chippenham · 01107136
13staff · FY2025
53years trading
88oldest owner on file
£41kcash at bank
Your turnover is on public record
filed£921kfor the year to 2025
Unusual at this size, and it works in your favour: a buyer is reading your number rather than guessing at one.
What your filings show moving
Staff13
202110 → 132025
Cash at bank£41k
2021£459k → £41k2025
How you sit in your trade
slowest tenth typical fastest tenth youSales per employee£70,854in the bottom quarter
£66,710£184,492£630,205
Debtor daysdaysnot on your filings
1135186
Creditor daysdays1
918154
Stock daysdaysnot on your filings
637132
Each spread is companies in the same trade and size that did publish a turnover. Creditor days are shown but not marked: neither end of that one is plainly good.
What a buyer would ask 1
- No website on file against the companyThe first thing anyone does with a company number is look for the business behind it. Finding nothing is its own answer.
What a buyer would like 3
- 53 years of trading on fileLongevity is the cheapest evidence there is that the business is not one contract.
- Headcount grew from 11 to 13Growth a buyer can verify without asking you for anything.
- A board that has been together ten years or moreContinuity a buyer does not have to take on trust.
What the register says
Owners
- 88since 2016
Directors
- since 1999
- 41since 2015
- 88
| Year to | Filed | Turnover | Staff | Cash |
|---|---|---|---|---|
| 2025-09-30 | 2026-06-23 | £921k | 13 | £41k |
| 2023-09-30 | — | £791k | 11 | £238k |
| 2022-09-30 | — | £898k | 10 | £135k |
| 2021-09-30 | — | £884k | 10 | £459k |
A rough bracket, and why it is only that
1.5–4× sales£1.4M£3.7M
The turnover range is fitted on UK companies that did file one. The multiple is a published sector average from Dutch mid-market deals, not from your own numbers and not from your own market. Treat this as the opening bracket of a conversation, not a valuation.