What a buyer sees
SWANSON MACKAY & CO. LIMITED
Wholesale of household goods (other than musical instruments) n.e.c. · Herefordshire · 01849184
30staff · FY2025
42years trading
76oldest owner on file
£824kcash at bank
Your turnover is on public record
filed£14Mfor the year to 2025
Unusual at this size, and it works in your favour: a buyer is reading your number rather than guessing at one.
What your filings show moving
Staff30
202113 → 302025
Cash at bank£824k
2021£4k → £824k2025
How you sit in your trade
slowest tenth typical fastest tenth youSales per employee£472,137in the middle half
£173,168£386,924£904,422
Debtor daysdays90above almost all
164677
Creditor daysdays54
112453
Stock daysdays46in the middle half
2161142
Each spread is companies in the same trade and size that did publish a turnover. Creditor days are shown but not marked: neither end of that one is plainly good.
What a buyer would ask 3
- The last accounts went in 12 months after year endThe allowance is nine. A buyer reads a late filing as a question about the finance function rather than about the trading.
- Debtor days run high for your tradeYours is 90 against 46 for the middle of 85 comparable companies. That gap is working capital a buyer has to fund on day one, and it comes off the price.
- No website on file against the companyThe first thing anyone does with a company number is look for the business behind it. Finding nothing is its own answer.
What a buyer would like 2
- 42 years of trading on fileLongevity is the cheapest evidence there is that the business is not one contract.
- Headcount grew from 24 to 30Growth a buyer can verify without asking you for anything.
What the register says
Owners
- 76since 2016
Directors
- 76since 2005
- 45since 2022
| Year to | Filed | Turnover | Staff | Cash |
|---|---|---|---|---|
| 2025-06-30 | 2026-06-30 | £14M | 30 | £824k |
| 2023-06-30 | — | not filed | 24 | £603k |
| 2022-06-30 | — | not filed | 17 | £537k |
| 2021-06-30 | — | not filed | 13 | £4k |
A rough bracket, and why it is only that
0.35–0.55× sales£5.0M£7.8M
The turnover range is fitted on UK companies that did file one. The multiple is a published sector average from Dutch mid-market deals, not from your own numbers and not from your own market. Treat this as the opening bracket of a conversation, not a valuation.