What a buyer sees
BUSINESS & PERSONAL INVESTMENT LIMITED
Financial intermediation not elsewhere classified · Bourne End · 03852280
9staff · FY2023
27years trading
63oldest owner on file
£59kcash at bank
Your turnover is on public record
filed£977kfor the year to 2023
Unusual at this size, and it works in your favour: a buyer is reading your number rather than guessing at one.
What your filings show moving
Staff9
20217 → 92023
Cash at bank£59k
2021£100k → £59k2023
How you sit in your trade
slowest tenth typical fastest tenth youSales per employee£108,500in the middle half
£29,213£153,440£666,463
Debtor daysdays11below almost all
1247249
Creditor daysdays0
924175
Stock daysdaysnot on your filings
655130
Each spread is companies in the same trade and size that did publish a turnover. Creditor days are shown but not marked: neither end of that one is plainly good.
What a buyer would ask 2
- The newest accounts on file are 34 months oldAnyone looking at the company today is reading a year that has already ended. Whatever has improved since is invisible.
- No website on file against the companyThe first thing anyone does with a company number is look for the business behind it. Finding nothing is its own answer.
What a buyer would like 2
- 27 years of trading on fileLongevity is the cheapest evidence there is that the business is not one contract.
- Debtor days better than three quarters of your tradeYours is 11 against 47 for the middle of 153 comparable companies.
What the register says
Owners
- 63since 2017
- 63since 2017
Directors
- since 1999
- 77since 2000
- 63since 2005
- 59since 2022
| Year to | Turnover | Staff | Cash |
|---|---|---|---|
| 2023-10-31 | £977k | 9 | £59k |
| 2022-10-31 | not filed | 9 | £122k |
| 2021-10-31 | not filed | 7 | £100k |
A rough bracket, and why it is only that
1.5–4× sales£1.5M£3.9M
The turnover range is fitted on UK companies that did file one. The multiple is a published sector average from Dutch mid-market deals, not from your own numbers and not from your own market. Treat this as the opening bracket of a conversation, not a valuation.