What a buyer sees
STREAM PLUMBING & HEATING LIMITED
Plumbing, heat and air-conditioning installation · Bishop'S Stortford · 09922369
1staff · FY2025
11years trading
42oldest owner on file
£17kcash at bank
Your turnover is on public record
filed£87kfor the year to 2025
Unusual at this size, and it works in your favour: a buyer is reading your number rather than guessing at one.
What your filings show moving
Staff1
20212 → 12025
Cash at bank£17k
2021£6k → £17k2025
How you sit in your trade
slowest tenth typical fastest tenth youSales per employee£87,200in the middle half
£23,307£71,375£356,358
Debtor daysdays229above almost all
1136109
Creditor daysdays12
102476
Stock daysdays7in the bottom quarter
615108
Each spread is companies in the same trade and size that did publish a turnover. Creditor days are shown but not marked: neither end of that one is plainly good.
What a buyer would ask 2
- Debtor days run high for your tradeYours is 229 against 36 for the middle of 92 comparable companies. That gap is working capital a buyer has to fund on day one, and it comes off the price.
- No website on file against the companyThe first thing anyone does with a company number is look for the business behind it. Finding nothing is its own answer.
What a buyer would like 1
- Stock days better than three quarters of your tradeYours is 7 against 15 for the middle of 43 comparable companies.
What the register says
Owners
- 42since 2016
Directors
No current directors loaded.
| Year to | Filed | Turnover | Staff | Cash |
|---|---|---|---|---|
| 2025-12-31 | 2026-09-12 | £87k | 1 | £17k |
| 2023-12-31 | — | £209k | 1 | £32k |
| 2022-12-31 | — | £152k | 2 | £40k |
| 2021-12-31 | — | £89k | 2 | £6k |
A rough bracket, and why it is only that
0.4–0.7× sales£30k£60k
The turnover range is fitted on UK companies that did file one. The multiple is a published sector average from Dutch mid-market deals, not from your own numbers and not from your own market. Treat this as the opening bracket of a conversation, not a valuation.