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What a buyer sees

BZ PRIVATE CREDIT LIMITED

Activities auxiliary to financial intermediation n.e.c. · London · 12263895

32staff · FY2025
7years trading
—oldest owner on file
£2.2Mcash at bank

Nobody can see what you turn over

10.1× spread
£1.4M
£15M

You file abbreviated accounts, as almost every company your size does, so the profit and loss account is not on public record. That band is what your balance sheet implies to anyone who looks: 3 figures against 46 companies in the same trade. An opening offer is built on the bottom of it.

What your filings show moving

Staff32
202122 → 322025
Cash at bank£2.2M
2021£572k → £2.2M2025

How you sit in your trade

slowest tenth typical fastest tenth you
Sales per employeenot on your filings
£35,292£145,646£692,119
Debtor daysdaysnot on your filings
1641139
Creditor daysdaysnot on your filings
1023190
Stock daysdaysnot on your filings
637132

Each spread is companies in the same trade and size that did publish a turnover. Creditor days are shown but not marked: neither end of that one is plainly good.

What a buyer would ask 3

  • Your turnover is not on fileYou file abbreviated accounts, as most companies your size do, so a buyer cannot see what the business turns over and has to estimate it. Working only from what you filed, the range lands between £1.4M and £15M. An opening offer is built on the low end of whatever they guess.
  • Headcount fell from 36 to 32A buyer sees the fall and not the reason. Deliberate tightening and losing people look identical on a filing.
  • No website on file against the companyThe first thing anyone does with a company number is look for the business behind it. Finding nothing is its own answer.

What a buyer would like 0

Nothing stands out yet from the filings alone.

What the register says

Owners

Nobody recorded with significant control.

Directors

  • 42since 2021
  • 58since 2025
Accounts on public record
Year toFiledTurnoverStaffCash
2025-12-312026-08-26not filed32£2.2M
2023-12-31—not filed36£1.8M
2022-12-31—not filed29£693k
2021-12-31—not filed22£572k

Prepared by Qapital from public records, against 105,750 companies that did publish a turnover. No figure here was supplied by the company and none of it is advice. What it is missing is everything that actually sets a price: profitability, contracts, customer concentration, and whoever would run it next.

Close the gap

The range above exists because your turnover is not on public record. Tell us what it actually is and we will place you exactly against your trade, and send it back.

Goes to one inbox. No list, no sequence, and we will not pass it on. We buy companies as well as advise on them, so if yours is one we would be interested in, we will tell you that before anything else happens.